State health insurance exchanges may require taking the example set by California and beginning negotiating premium prices and contracting more selectively between payers.
The costs of premiums sold on the state health insurance exchanges tend to vary greatly, finds a report from The Commonwealth Fund. For instance, in the year 2016, the state of Tennessee saw a 38 percent increase in their health insurance premium costs while the exchange in Texas dropped premium costs by 8%.
Across the country, the monthly premium prices of all policies sold on the health insurance exchanges rose by 6 percent on average in 2016. Within employer-sponsored health plans, however, the premium costs increased by only 4% this year.
The report from the Commonwealth Fund also discusses how, in the year 2016, the 6% premium increase among marketplace plans varies drastically from the results in 2015 where marketplace premium costs did not rise on average across the country. However, in 2015, benchmark silver plan premiums did rise by 1 percent, but the same prices jumped to 6 percent in the year 2016
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